4 mins read

10 Ways to Create a Personal Balance Sheet

You can create a personal balance sheet to gain perspective on your financial well-being. In its simplest form, a personal balance sheet details your net worth–basically the amount of cash and property you have, minus your debts and other liabilities. With a little tweaking, your balance sheet can serve as a financial planning tool. Use it to monitor your investments, flag dangerous debt levels and prepare for major expenditures (a home purchase or kids’ college fund) and retirement. Need help getting started? Consider 10 basic ways to create a personal balance sheet that meets your needs.

3 mins read

How to Do a Family Tree Search

Nothing gives a child a sense of his own history as much as a family tree. Having the generations in black and white allows him to connect names and faces of those past and present as it teaches how family relationships work. The biggest problem is, where do you start? A family tree search is not too complicated, and the best place to start is with yourself and your close family members.