3 mins read

5 Ways to Repair Your Bad Credit

Bad credit can raise your insurance premiums, cost you jobs and even prevent you from owning or renting a nice home. Credit checks are now run for many types of transactions, and people with bad credit have fewer attractive financing and employment options than people with good credit. Your credit score is more important than ever.

3 mins read

How Do Teenagers Build Credit?

Establishing a good credit history early is as important as not creating a bad credit history. Start teaching teens about money, budgeting and the importance of credit at an early age. Give them some freedom with money to teach them about personal responsibility. Be open to discussing your own credit history and mistakes with teens. Continue to set a good example with your own limited credit card use, reliance on debit cards or cash, and maintaining a budget.