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Excessive back fat doesn't look so pretty. You may have a "spare tire" around your chest and back when you put on a bra. Your back fat may prevent you from wearing that knock-out dress you bought or from even putting on a swimsuit in the summer. When you diet and exercise to lose back fat, you'll notice that the fat all over your body, including on your stomach, decreases as well. Toning exercises will build the muscle on your back, further minimizing the appearance of fat.