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Search Results for: credit cards

Rewards Credit Cards: Are They Right for You?

February 10, 2011 by Wendy Irene Leave a Comment

 Rewards credit cards such as air mile cards are something I have tried twice. In theory they are great. You use your credit card for your regular weekly purchases that you would buy anyway, such as groceries and gas, pay it off in full at the end of the month and bring in the rewards. Sound too good to be true?   The problem is for most of us it is! Otherwise the … [Read more...] about Rewards Credit Cards: Are They Right for You?

Divorce & Credit Cards

July 27, 2010 by ModernMom Staff Leave a Comment

If you are getting a divorce, pay special attention to your credit cards. You may be liable for any credit card debt, particularly if your credit cards are joint accounts. If you divorce and still have joint credit cards, you are asking for trouble, according to the Credit Info Center website.Joint Credit CardsEven if you think you have settled your credit card debt in your … [Read more...] about Divorce & Credit Cards

Line of Credit: Is it the Right Choice for You?

March 18, 2011 by Wendy Irene Leave a Comment

It is that time again- Time to talk MONEY!   I know. I know. Not everyone feels comfortable talking about it, and some of us do everything we can to avoid it, but hear me when I say financial responsibility is essential to healthy living. Treating your finances with TLC is a vital part of self-love. Money plays an important role in all of our lives. Taking care of … [Read more...] about Line of Credit: Is it the Right Choice for You?

5 Ways to Repair Your Bad Credit

March 1, 2010 by ModernMom Staff Leave a Comment

Bad credit can raise your insurance premiums, cost you jobs and even prevent you from owning or renting a nice home. Credit checks are now run for many types of transactions, and people with bad credit have fewer attractive financing and employment options than people with good credit. Your credit score is more important than ever.Get a LoanMany people want to improve their … [Read more...] about 5 Ways to Repair Your Bad Credit

How Do Teenagers Build Credit?

October 11, 2009 by ModernMom Staff Leave a Comment

Establishing a good credit history early is as important as not creating a bad credit history. Start teaching teens about money, budgeting and the importance of credit at an early age. Give them some freedom with money to teach them about personal responsibility. Be open to discussing your own credit history and mistakes with teens. Continue to set a good example with your own … [Read more...] about How Do Teenagers Build Credit?

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