“I don’t have time.” “I don’t have money.” “I’m just too busy.” These excuses (that we all make at some point or another) are no longer valid. We’ve all been guilty of staying within our comfort zone, even if we aren’t truly comfortable there. We spend time dreaming of better scenarios but then make excuses about why we can’t change.
While many financial experts recommend making a budget, the fact is that a budget is not a one-size-fits-all phenomenon. Luckily, there are many options for creating a budget, affording you the opportunity to set small goals on the way to making life’s bigger goals. Choose the type of budget that suits your lifestyle, and you have a far greater chance of being successful in following it.