6 mins read

Protect Your Kids from Identity Theft!

While you may have never considered it before, children are easy targets for identity theft. Each year, 500,000 people under the age of 18 are victims of identity theft, according to the Federal Trade Commission. Here are some basic questions answered about how you can protect your kids from identity theft.

2 mins read

How to Change Insurance During Pregnancy

Changing insurance during a pregnancy often creates anxiety for the mom-to-be. Thoroughly understanding the implications of switching your insurance coverage while pregnant eases some of the stress. Because of the high cost of prenatal care and the hospital charges for delivering a baby, it is important to maintain coverage and understand what you need to do to ensure you have no lapse in coverage. Always ask questions if something is unclear to avoid a misunderstanding that could cost you thousands of dollars.

3 mins read

Pregnant & No Insurance

Every day, more than 16,000 women learn they’re pregnant, according to the American Pregnancy Association. More than 1,100 of those women have no health insurance. That simple fact can turn good news into bad as The Institutes of Medicine reports, uninsured women tend to get less health care before delivery and often have a hard time finding the care they need.

3 mins read

About Pregnancy Insurance Coverage

After the joy of learning about a pregnancy, cold reality can set in: Having a baby is expensive. According to the American Pregnancy Association, prenatal care and delivery costs can range from $5,000 to more than $20,000. Obviously, good health insurance can play an important part in managing these costs. To prepare yourself and your family, make sure you know what your insurance will pay and where to turn if you need additional coverage.

2 mins read

Why Do Boys Pay More for Auto Insurance Than Girls?

Do boys pay higher auto insurance rates than girls? According to the National Association of Insurance Commissioners (NAIC), all teenage drivers face higher insurance rates. Some states do not allow gender differences in auto rates. Still, the NAIC states that teenage boys cost about twice as much to insure as teenage girls. Since young drivers do not have driving histories to help set rates, insurers focus on accident statistics for drivers of the same age and gender.