Search Results for: mortgage loan
How to Get a Loan
At some point you undoubtedly will find yourself applying for some sort of loan. Whether it’s to finance the purchase of new home, to help you start a business, or simply to tide you through tough economic times, this will be a very important process for you. Learn tips and strategies to make the process easier.
Navigating the 2024 United States Real Estate Market
The pandemic's far-reaching impact on economies worldwide has set in motion a series of events, including a surge in inflation rates and a rapid increase in mortgage rates. This economic upheaval has led many prospective homebuyers across the United States to bide their time, awaiting the right opportunity to venture into the real estate market.…
3 Financial Moves to Make Before You Buy a Home
Home sales in the U.S. are skyrocketing as interest rates remain at historically low levels. In fact, Zillow expects nearly 7 million existing-home sales this year—the most since 2005. With so many prospective homebuyers on the market, you too may be wondering if it’s time to take the plunge into homeownership. Before you begin hunting…
What Does it Take to Own a House?
Owning a home is a dream for many people that, with some proper planning, can easily become a reality. There are a few necessary items potential buyers will need in order to become homeowners—namely money, knowledge of the local real estate market (or the services of a licensed real estate agent), and patience. Time is another factor. Unless you find the perfect house right away, budget for a minimum of 2 months to find a house and close the deal. It takes an average of 30 to 45 days for a house to close. After that, you must purchase home owner’s insurance and sign a variety of documents. Then the house is yours.
How to Handle Your Finances in a Divorce: A Financial Advisor’s Guide
Divorce is one of those uncomfortable words that, when entering a blissful marriage, we hope never applies to us. But you and I both know that, unfortunately, divorce happens—a lot. It can be one of the most emotionally and financially challenging experiences in life.