26 mins read

Terms of Use

Introduction This Web Site is provided to you under these “Terms of Use” and any amendments or supplements to them that may be posted by Momenta, LLC (“Modern Mom”) from time to time (collectively referred to as this “Agreement”). Your use of this Web Site shall be deemed to constitute your consent to be bound…

10 mins read

Avoid the April 15th Mad Dash With This Tax Prep Schedule

In eight short weeks, whether you like it or not, your tax return is due. Dont let it sneak up on you. Theres no reason tax time has to be a stressful flurry of last-minute preparations capped off with a sprint to the post office (or accountant). If you take a few little steps each week, youll be pleasantly surprised at how much easier it all comes together on April 15th. But, unless youre a financial-type, you may not be sure how to break down such a daunting task. That is why weve put together this tax prep schedule. Although it may seem like a lot of steps, the average appointment on the following list should take you no more than sixty minutes to complete and many may take less than five. Stick to this schedule and youll be more likely to make it through this tax season gauntlet mistake-free and with sanity in tact.

2 mins read

What Is the Best Way to Get out of Debt?

According to the University of Illinois’ Consumer and Family Economics educator Pat Hildebrand, paying the minimum payment for $2,500 of credit card debt with 21 percent interest will cost you nearly $15,000 and take 63 years to pay off. However, with so many debt consolidation loans and debt repair services out there, it can be a real challenge to figure out what the best way to get out of debt may be. This snowball method offers fast results and works on the same principles the debt repair services use, minus the big start-up fees.

3 mins read

What Does it Take to Own a House?

Owning a home is a dream for many people that, with some proper planning, can easily become a reality. There are a few necessary items potential buyers will need in order to become homeowners—namely money, knowledge of the local real estate market (or the services of a licensed real estate agent), and patience. Time is another factor. Unless you find the perfect house right away, budget for a minimum of 2 months to find a house and close the deal. It takes an average of 30 to 45 days for a house to close. After that, you must purchase home owner’s insurance and sign a variety of documents. Then the house is yours.