As your family grows and changes, your insurance needs will change as well. Consumers often are surprised by what is not covered under standard home insurance policies: On average, home contents are reimbursed only up to 50 percent of the home’s insured value, i.e., $50,000 to replace the contents of a home insured for $100,000. Standard policies impose limits on … [Read more...] about Choosing Home Insurance That Fits