As the seasons start to change and the holiday season approaches, it’s the perfect time for a financial check-up. Let’s reflect on how much we’ve accomplished this year and set the stage for financial success in the upcoming year with some year-end planning. If you haven’t scheduled a meeting with your advisors yet, now is the time to get your financial planning done. In fact, for our clients, this is one of the busiest and most important planning periods of the year.
Many of us set ambitious financial goals, but how often do we follow through with them? It’s time to take a page from the mentally strong and map out some to-dos to achieve our financial objectives as we head into the end of the year. Remember how important reaching financial independence is?
One thing that holds so many people back from starting their business is the lack of capital. The truth is that we can make up for that in spades with passion. When you truly have passion for your idea it quickly turns into momentum and real progress is made regardless of the size of your bank account.
With the kids back in school, the biggest benefit to busy parents is settling back into a nice routine. However, school also brings the dilemma of packing daily lunches. The morning rush is difficult enough, with showers, breakfast and last-minute scrambling to find the soccer cleats and get kids out the door and yourself off to work. It can be tempting to throw in convenient but poor nutritional choices, just because theyre fast.