Utility bills add up to an average of $1,900 for most families in the U.S., according to the U.S. Department of Energy. Lowering your utility bills gives you more money in the budget for other expenses while benefiting the environment by conserving fossil fuels. Some energy-reducing strategies are simple to begin immediately, while others take some time and upfront … [Read more...] about Ways to Save on Your Energy Bill
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You probably don't enjoy scrubbing the toilet, but the gleaming, freshly-scrubbed bowl is rewarding. Out of habit, many people reach for their regular commercial toilet bowl cleaner to achieve the shiny porcelain look. A more green approach to shining the toilet benefits you and the environment. Whether you want to mix your own natural toilet cleaner or purchase a green … [Read more...] about Green Toilet Cleaning
Obtaining a line of credit for your small business can provide you with emergency capital when things arise, but it can also put you in debt at a time you are trying to get your business off the ground. Lines of credit are established through financial institutions as well as the Small Business Administration in varying amounts. In deciding whether you want to obtain a line of … [Read more...] about Pros & Cons of Line of Credit for a Small Business
A key element of the American Dream has been for families to own their own homes. For many families this is their primary goal. Home ownership is a practical financial investment that offers many rewards and advantages, yet for many families the dream continues to remain out of reach. However, if you have the ability to repay a home loan, but lack the required down payment, … [Read more...] about Ways to Buy a House
LIKE most parents, I had always looked forward to the day when my children would finally enter school. During those early years of infancy and toddlerhood, when mothering feels like such a full-time job, I would assure myself that I would have a glimpse of my old life back when my sons Jahan and Nirvan – now 5 and 2 – would be in school. And then we decided … [Read more...] about Why Homeschool?