5 mins read

Energy Drinks: Do You Know What Your Kids Are Drinking?

This is Part I of Bright Beacon’s series on Energy Drinks. Don’t miss Part II – “Skip The Speed: 5 Reasons Teens Should Avoid Energy Drinks”and Part III – Energy Drinks: The Danger Of Creating “Wide-Awake Drunks” Energy drinks are caffeinated beverages advertised as boosting the immune system, enhancing performance, and creating a buzz or a high. Most parents cannot differentiate between an energy drink and a carbonated soda. And even fewer can explain specifically to their kids why energy drinks might be unhealthy.

2 mins read

What is the best way to make resolutions and stick with them

The best way to make resolutions is to determine what you want and can realistically change. It has to be something you want to do otherwise you WILL falter and fail. Be Specific: Once you decide on what you want to do, be specific in your resolution/goal: instead of I want to lose weight, make your resolution more specific like I will exercise and diet to reach a goal weight of X. Instead of I want to save money this year try I will save $X per quarter for a total of at least $X for this year.

4 mins read

10 Ways to Create a Personal Balance Sheet

You can create a personal balance sheet to gain perspective on your financial well-being. In its simplest form, a personal balance sheet details your net worth–basically the amount of cash and property you have, minus your debts and other liabilities. With a little tweaking, your balance sheet can serve as a financial planning tool. Use it to monitor your investments, flag dangerous debt levels and prepare for major expenditures (a home purchase or kids’ college fund) and retirement. Need help getting started? Consider 10 basic ways to create a personal balance sheet that meets your needs.

3 mins read

How to Budget for a Family of Six

Prices are rising and in many places, hours at work are being cut. This is a time full of fear for many individuals–especially those with larger families. It’s important that you understand how to budget for your family so that you can meet all the needs and have everything that is required. Below, you’ll get step-by-step instructions for how to budget for a family of six.