As the seasons start to change and the holiday season approaches, it’s the perfect time for a financial check-up. Let’s reflect on how much we’ve accomplished this year and set the stage for financial success in the upcoming year with some year-end planning. If you haven’t scheduled a meeting with your advisors yet, now is the time to get your financial planning done. In fact, for our clients, this is one of the busiest and most important planning periods of the year.
Many of us set ambitious financial goals, but how often do we follow through with them? It’s time to take a page from the mentally strong and map out some to-dos to achieve our financial objectives as we head into the end of the year. Remember how important reaching financial independence is?
Kids are fascinated by the Web and more and more of them are spending huge amounts of time browsing the Internet. Since 2004, the number of kids online has increased 18 percent, and time spent online among children aged 2-11 increased 63 percent in the last five years, from nearly 7 hours in May 2004 to more than 11 hours online in May 2009. Parental controls are an important part of staying safe online. They should be openly discussed with children so everyone understands exactly how these services work to shield the entire family from Web dangers. Children don’t like to feel as if they’re being spied upon. Here are a few tips for parents and teachers to keep your kids safe.