2 mins read

The History of Labor Day

In modern society, Labor Day marks a day off from work and school, full of BBQs and family picnics and touch football games. But the real history of the holiday has largely been forgotten. It’s not always taught in schools, nor does it have a clear meaning in popular culture. So, why are you getting the day off of work? It all stared in Canada, a country that featured an annual festival to honor workers long before the United States.

2 mins read

How to Trace a Family History

As your children reach grade school, sooner or later they are going to come home with an assignment to write about their family tree. Instead of cringing and looking for the nearest closet to hide in, use this homework assignment as an opportunity to introduce them to the generations that are their heritage. By tracing your family history and learning the stories of your ancestry, you can make this an enjoyable project for both your children and yourself, and–in the process–keep alive the memory of those who came before you.

3 mins read

Divorce & Credit Repair

Going through a divorce can wreak havoc on your credit report. You have to take care to separate all your accounts, and there is always the chance that your ex will try to do something to ruin your credit. Fortunately, once you take care of all the details, you can work toward rebuilding your credit.

2 mins read

How to Fix Your Credit Report After a Divorce

The divorce is over. The children are adjusting, and you are ready to begin your life as a single mother. When you attempt to buy your first solo house, however, you discover that your credit took a nosedive during the divorce. Post-divorce credit repair is an important step to getting your life back on track. Whether your credit got dinged for non-payment of bills, or you never had credit in your own name during the marriage, it can be fixed.

3 mins read

How Do Teenagers Build Credit?

Establishing a good credit history early is as important as not creating a bad credit history. Start teaching teens about money, budgeting and the importance of credit at an early age. Give them some freedom with money to teach them about personal responsibility. Be open to discussing your own credit history and mistakes with teens. Continue to set a good example with your own limited credit card use, reliance on debit cards or cash, and maintaining a budget.