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A family doctor is usually the first professional you consult when you need medical care. Family physicians and general practitioners are skilled at diagnosing a range of illnesses and can treat many of a patient’s medical conditions without the need for a specialist’s help. Your family doctor can be a valuable source of information when you have health-related questions. In fact, “family physicians provide the majority of care to the nation’s rural populations,” says Lori Heim, President of the American Academy of Family Physicians.

Going without health insurance puts you and your family at risk, both financially and physically. If you have to pay the entire cost of health care services, you might be less likely to see the doctor for routine checkups or for health problems. Those without access to a group insurance policy through an employer have the option of buying a family health insurance policy on their own. The key to finding the best policy at an affordable price is shopping around for several quotes.