3 mins read

My Kids Can’t Afford Me!

Morning routine:kids demand breakfast. Mommy complies to the demands with some negotiation of fruit mixed in. Mommy empties the dishwasher while preparing and serving breakfast. Kids are seated and eating at the table. Mommy jaunts down the hall to throw some laundry in the washing machine, while trying not to trip over objects that have already made their way to the floor. The floor is probably magnetic!

3 mins read

Divorce & Credit Repair

Going through a divorce can wreak havoc on your credit report. You have to take care to separate all your accounts, and there is always the chance that your ex will try to do something to ruin your credit. Fortunately, once you take care of all the details, you can work toward rebuilding your credit.

3 mins read

5 Ways to Repair Your Bad Credit

Bad credit can raise your insurance premiums, cost you jobs and even prevent you from owning or renting a nice home. Credit checks are now run for many types of transactions, and people with bad credit have fewer attractive financing and employment options than people with good credit. Your credit score is more important than ever.

2 mins read

What Is the Best Way to Get out of Debt?

According to the University of Illinois’ Consumer and Family Economics educator Pat Hildebrand, paying the minimum payment for $2,500 of credit card debt with 21 percent interest will cost you nearly $15,000 and take 63 years to pay off. However, with so many debt consolidation loans and debt repair services out there, it can be a real challenge to figure out what the best way to get out of debt may be. This snowball method offers fast results and works on the same principles the debt repair services use, minus the big start-up fees.