26 mins read

Terms of Use

Introduction This Web Site is provided to you under these “Terms of Use” and any amendments or supplements to them that may be posted by Momenta, LLC (“Modern Mom”) from time to time (collectively referred to as this “Agreement”). Your use of this Web Site shall be deemed to constitute your consent to be bound…

3 mins read

Teens and College Students: Prime Targets for Identity Theft

A recent article warned that young adults aged 18 to 24 are among the last to detect identity theft. Especially at risk are college students, many of whom are away from home for the first time and are now starting to be independent. People in this age group feel entitled to adult treatment but frequently ignore adult responsibilities, such as keeping a close eye on finances.

2 mins read

Pros & Cons of Line of Credit for a Small Business

Obtaining a line of credit for your small business can provide you with emergency capital when things arise, but it can also put you in debt at a time you are trying to get your business off the ground. Lines of credit are established through financial institutions as well as the Small Business Administration in varying amounts. In deciding whether you want to obtain a line of credit for your small business, you need to decide what you will use it for and how it will be paid back.