3 mins read

Requirements to Adopt a Child

When you’ve made the decision to adopt a child, you’ve got another hard choice to make — which agency to go through for your adoption. Typically, you can adopt through a state agency, a private agency in the United States or one that adopts children internationally. All have different requirements that you must meet if you want to adopt.

3 mins read

5 Ways to Repair Your Bad Credit

Bad credit can raise your insurance premiums, cost you jobs and even prevent you from owning or renting a nice home. Credit checks are now run for many types of transactions, and people with bad credit have fewer attractive financing and employment options than people with good credit. Your credit score is more important than ever.

3 mins read

Ways to Buy a House

A key element of the American Dream has been for families to own their own homes. For many families this is their primary goal. Home ownership is a practical financial investment that offers many rewards and advantages, yet for many families the dream continues to remain out of reach. However, if you have the ability to repay a home loan, but lack the required down payment, there are ways, which may allow you to buy a house more affordably.

3 mins read

How to Get Out of Debt

Every family’s financial circumstances are different, but debt is something that many Americans have in common. The problem is not necessarily having debt, but not being able to pay it off. Worse yet, some people find themselves getting deeper into debt. While the 2005 Cambridge Consumer Credit Index shows that 25 percent of Americans consider paying off debt a top priority, a 2004 survey conducted by LendingTree found that more than half of those concerned about owing high debts had no definite financial plan for eliminating those debts.