26 mins read

Terms of Use

Introduction This Web Site is provided to you under these “Terms of Use” and any amendments or supplements to them that may be posted by Momenta, LLC (“Modern Mom”) from time to time (collectively referred to as this “Agreement”). Your use of this Web Site shall be deemed to constitute your consent to be bound…

10 mins read

Keeping Kids Safe Around Electricity

Did you know that October 9 – 15 is National Fire Prevention Week? Each year, nearly 500 people are killed in the United States in home fires that involveelectrical failure or malfunction. According to the National Fire Protection Agency, these types of fires injure more than 1,400 people and resultin more than $1.3 billion in property damage annually.

4 mins read

10 Ways to Create a Personal Balance Sheet

You can create a personal balance sheet to gain perspective on your financial well-being. In its simplest form, a personal balance sheet details your net worth–basically the amount of cash and property you have, minus your debts and other liabilities. With a little tweaking, your balance sheet can serve as a financial planning tool. Use it to monitor your investments, flag dangerous debt levels and prepare for major expenditures (a home purchase or kids’ college fund) and retirement. Need help getting started? Consider 10 basic ways to create a personal balance sheet that meets your needs.

4 mins read

10 Ways to Make a Budget

While many financial experts recommend making a budget, the fact is that a budget is not a one-size-fits-all phenomenon. Luckily, there are many options for creating a budget, affording you the opportunity to set small goals on the way to making life’s bigger goals. Choose the type of budget that suits your lifestyle, and you have a far greater chance of being successful in following it.