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Congratulations! Youve finally found the one. Tall, dark, handsomeno, wait a minute. This one is more of the white picket fence and center hall variety a house and its yours! No more virtual tours, open houses, and calls from your realtor proclaiming Ive found it! You have now joined the ranks of proud homeowners across the country. Pop the cork, cross the threshold, and take a seat on your new couch. You might need a seat when the excitement wears off and you realize that this is (gulp) the biggest purchase you have ever made. But dont panic yet. With a little preparation and guidance you can navigate the world of the new homeowner with your sanity and your savings intact.