Category: Money
Money
Maximize Your Money: Smart Moves for Your Tax Refund!
Excited to see that money coming into the bank account? Already thinking about how to spend it in advance? It's important to recognize that receiving a tax refund isn't just a stroke of luck; it's a sign of financial responsibility and diligent tax planning. However, it's crucial not to fall victim to spending frivolously. Instead,…
Pay Down Holiday Debt Quickly in 5 Simple Steps
If you're among the 36% of shoppers who racked up $1,181 in holiday debt, don't dilly dally. Taking action quickly to pay down these balances will help you save money and avoid useless fees. Tackling debt is overwhelming if you don't know where to start. However, this step-by-step guide will show you how to pay…
Teaching Kids About Earning Money: 1 Important Lesson from a Lemonade Stand Adventure
Introducing kids to the concept of earning money is an excellent way to foster a strong work ethic from a young age. Whether it’s through chores, entrepreneurial pursuits, or part-time jobs as they grow older, teaching children the value of hard work can have immense future benefits. And sometimes, even the simplest experiences like setting up a lemonade stand can spark big lessons. Let me share a fun story about how my two little girls, ages 2 and 4, had their first taste of entrepreneurship on a sunny Sunday afternoon.
Why You Should Absolutely Avoid the “Bank Glitch” Trend: Protect Your Financial Future
As a mom of three and a financial advisor, I’ve seen firsthand how essential it is to teach kids about budgeting, saving, and financial responsibility. Equally important is educating them on what not to do, and here’s a prime example: a dangerous trend is circulating on social media, encouraging people to exploit a supposed “bank glitch” to withdraw free cash from ATMs. While this may seem harmless in viral videos, it is actually bank fraud and can lead to serious legal trouble for you or your kids.
5 Back-to-School Shopping Hacks Every Mom Should Read
You are likely feeling mixed emotions about sending your kids back-to-school — there’s some excitement about getting back to a regular routine, but there’s also some stress stemming from the high cost of school essentials. In fact, the National Retail Federation estimates that parents will spend around $875 on school purchases.