2 mins read

What Is the Best Way to Get out of Debt?

According to the University of Illinois’ Consumer and Family Economics educator Pat Hildebrand, paying the minimum payment for $2,500 of credit card debt with 21 percent interest will cost you nearly $15,000 and take 63 years to pay off. However, with so many debt consolidation loans and debt repair services out there, it can be a real challenge to figure out what the best way to get out of debt may be. This snowball method offers fast results and works on the same principles the debt repair services use, minus the big start-up fees.

3 mins read

How to Make a Fitness Plan

Ask yourself why you want to create a fitness plan before you begin. Understanding your motivation, even a simple one, including “to feel better” or “to look better” will help you create your plan and help you stick with it. Document the plan in a visible place where you can’t avoid seeing it. Set yourself up for success by having workout clothes clean and set out, with a pair of sneakers and a charged MP3 player.

3 mins read

How Much Does Permanent Hair Removal Cost?

For many women with unwanted body hair, the idea of permanent hair removal is an attractive solution. Turn on the television, and you are likely to see any number of commercials with beautiful women touting the benefits of both electrolysis and laser hair removal. But while the allure of smooth legs or a clean upper lip might be enough to convince you to follow through with the procedure, the one thing that might hold you back is the cost.