Search Results for: credit rating
5 Ways to Repair Your Bad Credit
Bad credit can raise your insurance premiums, cost you jobs and even prevent you from owning or renting a nice home. Credit checks are now run for many types of transactions, and people with bad credit have fewer attractive financing and employment options than people with good credit. Your credit score is more important than ever.
When to File for Bankruptcy
When you’re struggling financially, bankruptcy may seem like a good option. It can give you the chance to start from scratch, but you should know that it will ruin your credit for a long time. Before making this important decision, you should weigh all of your options carefully.
How to Buy Wholesale Diamond Jewelry
True wholesale diamond prices are not generally offered to the public, according to the PriceScope website. Diamond wholesale vendors work with jewelry retailers, providing products for the retailer to sell to customers. In general, wholesale prices are low enough for the retailer to include his mark-up to the public, yet high enough for the wholesaler to make a profit. Understanding the process of purchasing wholesale diamonds will help streamline your business and your bottom line.
What Does it Take to Own a House?
Owning a home is a dream for many people that, with some proper planning, can easily become a reality. There are a few necessary items potential buyers will need in order to become homeowners—namely money, knowledge of the local real estate market (or the services of a licensed real estate agent), and patience. Time is another factor. Unless you find the perfect house right away, budget for a minimum of 2 months to find a house and close the deal. It takes an average of 30 to 45 days for a house to close. After that, you must purchase home owner’s insurance and sign a variety of documents. Then the house is yours.
Holiday Budgeting Tips: How Moms Can Prepare Financially for the Season
The holidays can be a magical time filled with family, fun, and festivities, but they can also create financial stress. Between gifts, travel, and gatherings, the holiday season can strain even the most well-planned budget. To help you stay on track, here are 10 practical holiday budgeting tips that will allow you to enjoy the season without the financial hangover. Plus, we’ve included some great tools and affiliate resources to help manage your spending!