10 mins read

Avoid the April 15th Mad Dash With This Tax Prep Schedule

In eight short weeks, whether you like it or not, your tax return is due. Dont let it sneak up on you. Theres no reason tax time has to be a stressful flurry of last-minute preparations capped off with a sprint to the post office (or accountant). If you take a few little steps each week, youll be pleasantly surprised at how much easier it all comes together on April 15th. But, unless youre a financial-type, you may not be sure how to break down such a daunting task. That is why weve put together this tax prep schedule. Although it may seem like a lot of steps, the average appointment on the following list should take you no more than sixty minutes to complete and many may take less than five. Stick to this schedule and youll be more likely to make it through this tax season gauntlet mistake-free and with sanity in tact.

3 mins read

5 Ways to Repair Your Bad Credit

Bad credit can raise your insurance premiums, cost you jobs and even prevent you from owning or renting a nice home. Credit checks are now run for many types of transactions, and people with bad credit have fewer attractive financing and employment options than people with good credit. Your credit score is more important than ever.

3 mins read

Safest Ways to Invest Money

Investing in yourself is the first tenet of financial security. When you have a small amount of money to invest from an inheritance or small and unexpected windfall, you might need a way to invest it. Finding a safe way to invest money on a regular basis will also add to your net worth and future security. Money can be kept safe from you or your family, if you need to curtail spending. Investment vehicles offering set time frames and pre-set rates of return will also be the most secure. Follow these helpful guidelines.

3 mins read

What Does it Take to Own a House?

Owning a home is a dream for many people that, with some proper planning, can easily become a reality. There are a few necessary items potential buyers will need in order to become homeowners—namely money, knowledge of the local real estate market (or the services of a licensed real estate agent), and patience. Time is another factor. Unless you find the perfect house right away, budget for a minimum of 2 months to find a house and close the deal. It takes an average of 30 to 45 days for a house to close. After that, you must purchase home owner’s insurance and sign a variety of documents. Then the house is yours.