3 mins read

How to Get a Loan

At some point you undoubtedly will find yourself applying for some sort of loan. Whether it’s to finance the purchase of new home, to help you start a business, or simply to tide you through tough economic times, this will be a very important process for you. Learn tips and strategies to make the process easier.

2 mins read

What Is the Best Way to Get out of Debt?

According to the University of Illinois’ Consumer and Family Economics educator Pat Hildebrand, paying the minimum payment for $2,500 of credit card debt with 21 percent interest will cost you nearly $15,000 and take 63 years to pay off. However, with so many debt consolidation loans and debt repair services out there, it can be a real challenge to figure out what the best way to get out of debt may be. This snowball method offers fast results and works on the same principles the debt repair services use, minus the big start-up fees.

4 mins read

How to Teach Kids About Checking Accounts

Money education is an important and sometimes overlooked lesson that parents forget to share with their kids. It is important for kids to learn how to budget the money they have available to them and how to balance a checkbook. When kids see mom and dad pull out credit or debit cards, they may not realize that there is more to managing money and a checking account than just swiping a card. Any money management lesson also gives you a chance to spend time with your kids, and to gauge their basic math skills.

3 mins read

How to Budget for a Family of Six

Prices are rising and in many places, hours at work are being cut. This is a time full of fear for many individuals–especially those with larger families. It’s important that you understand how to budget for your family so that you can meet all the needs and have everything that is required. Below, you’ll get step-by-step instructions for how to budget for a family of six.

3 mins read

How to Fix Your Credit Report for Free

Many people have credit issues these days–and there are many companies trying to capitalize on that fact by offering paid services that “fix” individuals credit reports. However, you can fix your own credit report completely free.