4 mins read

10 Ways to Create a Personal Balance Sheet

You can create a personal balance sheet to gain perspective on your financial well-being. In its simplest form, a personal balance sheet details your net worth–basically the amount of cash and property you have, minus your debts and other liabilities. With a little tweaking, your balance sheet can serve as a financial planning tool. Use it to monitor your investments, flag dangerous debt levels and prepare for major expenditures (a home purchase or kids’ college fund) and retirement. Need help getting started? Consider 10 basic ways to create a personal balance sheet that meets your needs.

2 mins read

How to Create a Personal Fitness Plan

Personal fitness involves more than looking good in a bathing suit. It has to do with improving your overall health and improving your life. For some people, it might mean making time to incorporate daily exercise. For others, it might be reducing cholesterol by changing food choices. Creating a personal fitness plan can help to achieve these important goals. Follow these steps.

7 mins read

Teen Talk

Calling all teens! We're excited to share a contributor volunteer opportunity at modernmom.com with you!Teens! Share to help others just like you! Are you passionate about writing or other forms of creative content creation (video, recipes, photos, or something else!) and eager to express your thoughts, opinions, and important perspectives on topics that matter to…