Search Results for: debt low
Pay Down Holiday Debt Quickly in 5 Simple Steps
If you're among the 36% of shoppers who racked up $1,181 in holiday debt, don't dilly dally. Taking action quickly to pay down these balances will help you save money and avoid useless fees. Tackling debt is overwhelming if you don't know where to start. However, this step-by-step guide will show you how to pay…
How to Get Out of Debt
Every family’s financial circumstances are different, but debt is something that many Americans have in common. The problem is not necessarily having debt, but not being able to pay it off. Worse yet, some people find themselves getting deeper into debt. While the 2005 Cambridge Consumer Credit Index shows that 25 percent of Americans consider paying off debt a top priority, a 2004 survey conducted by LendingTree found that more than half of those concerned about owing high debts had no definite financial plan for eliminating those debts.
How to Handle Your Finances in a Divorce: A Financial Advisor’s Guide
Divorce is one of those uncomfortable words that, when entering a blissful marriage, we hope never applies to us. But you and I both know that, unfortunately, divorce happens—a lot. It can be one of the most emotionally and financially challenging experiences in life.
Maximize Your Money: Smart Moves for Your Tax Refund!
Excited to see that money coming into the bank account? Already thinking about how to spend it in advance? It's important to recognize that receiving a tax refund isn't just a stroke of luck; it's a sign of financial responsibility and diligent tax planning. However, it's crucial not to fall victim to spending frivolously. Instead,…
Why You Should Absolutely Avoid the “Bank Glitch” Trend: Protect Your Financial Future
As a mom of three and a financial advisor, I’ve seen firsthand how essential it is to teach kids about budgeting, saving, and financial responsibility. Equally important is educating them on what not to do, and here’s a prime example: a dangerous trend is circulating on social media, encouraging people to exploit a supposed “bank glitch” to withdraw free cash from ATMs. While this may seem harmless in viral videos, it is actually bank fraud and can lead to serious legal trouble for you or your kids.