2 mins read

When to File for Bankruptcy

When you’re struggling financially, bankruptcy may seem like a good option. It can give you the chance to start from scratch, but you should know that it will ruin your credit for a long time. Before making this important decision, you should weigh all of your options carefully.

2 mins read

How to Fix Your Credit Report After a Divorce

The divorce is over. The children are adjusting, and you are ready to begin your life as a single mother. When you attempt to buy your first solo house, however, you discover that your credit took a nosedive during the divorce. Post-divorce credit repair is an important step to getting your life back on track. Whether your credit got dinged for non-payment of bills, or you never had credit in your own name during the marriage, it can be fixed.

2 mins read

The Best Daycare Software

Tech-savvy day-care owners are ditching the paper, pens and binders and embracing day-care software to help them manage their businesses. As a day-care owner, you undoubtedly understand the importance of coming up with organized processes for keeping track of students, finances and other essential data that helps you run the day-to-day and long-term activities of your day-care center. Day-care software ensures that information is readily available for owners.

4 mins read

Organizing Your Life for Homeownership

Congratulations! Youve finally found the one. Tall, dark, handsomeno, wait a minute. This one is more of the white picket fence and center hall variety a house and its yours! No more virtual tours, open houses, and calls from your realtor proclaiming Ive found it! You have now joined the ranks of proud homeowners across the country. Pop the cork, cross the threshold, and take a seat on your new couch. You might need a seat when the excitement wears off and you realize that this is (gulp) the biggest purchase you have ever made. But dont panic yet. With a little preparation and guidance you can navigate the world of the new homeowner with your sanity and your savings intact.

3 mins read

7 Easy Tips to Spring Cleanse Your Soul

While washing windows and scrubbing walls and cleaning up a winter’s worth of yard waste is typically part of spring cleaning, start your spring off right with a spiritual spring cleaning as well. Take the time to get rid of emotional baggage, scrub off your best mental tools and clear away the winter’s spider webs and mental dust bunnies. With a soulful spring cleaning, you’ll be refreshed and ready for better relationships, a better mood and a season of personal growth.