Search Results for: financial plan
Financial Help With Pregnancy
The costs of having a baby are staggering. In 2010, Pregnancy Today puts the total cost at around $10,000 to $12,000 for a vaginal birth and $15,000 to $20,000 if you require a C-section. Fortunately, if you aren’t financially prepared to have a baby, there are resources that you can turn to for help.
Financial Strain Taking a Toll On Your Relationship
Ive received a ton of emails lately asking me to blog about the state of the economy, and how financial stress within marriages today are at a feverish pitch. Even one of the comments I received was, The economy will get better, but will my marriage still be in tact when it does? Ouch, sounds serious.
How to Plan for Your Best Christmas Holiday Season
Preparing in advance for the holidays may seem silly to some. However, people who are well prepared for the holidays will not have a financial blow when they are trying to purchase Christmas presents, decorations, and food at the last minute. Planning in advance can help avoid the temptation to use credit cards, or take part in a Holiday shopping frenzy. Preparing for Christmas should be done every month of the year. Here are some easy tips that you can use to help you create a fabulous Christmas.
Estate Planning & Wills
If you want to control how your possessions and savings will be distributed after your death, you need to understand the basics of estate planning. More than anything, you need to understand how to execute a legal will. According to the American Bar Association, estate planning means getting the advice and expertise of a lawyer, financial planner, accountant and other professionals who can guide you through the process of making a will or setting up a trust for your assets.
10 Ways to Create a Personal Balance Sheet
You can create a personal balance sheet to gain perspective on your financial well-being. In its simplest form, a personal balance sheet details your net worth–basically the amount of cash and property you have, minus your debts and other liabilities. With a little tweaking, your balance sheet can serve as a financial planning tool. Use it to monitor your investments, flag dangerous debt levels and prepare for major expenditures (a home purchase or kids’ college fund) and retirement. Need help getting started? Consider 10 basic ways to create a personal balance sheet that meets your needs.