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Once you find out you’re pregnant, you’re immediately faced with a million choices. In fact, if you’ve been planning your pregnancy for a while, your non-stop decision engine’s probably been revving for a while. One of the most important decisions you’ll make is the health care providers who support you throughout your pregnancy and help you bring your little one into the world. Finding a provider who supports your birth choices and makes you feel comfortable can reduce some of the stress of labor and delivery.

The costs of having a baby are staggering. In 2010, Pregnancy Today puts the total cost at around $10,000 to $12,000 for a vaginal birth and $15,000 to $20,000 if you require a C-section. Fortunately, if you aren’t financially prepared to have a baby, there are resources that you can turn to for help.

A positive pregnancy test often causes joy and excitement, but an uninsured woman probably experiences stress and fear about affording the prenatal care and delivery. Even a complication-free vaginal delivery and prenatal care could cost you $20,000 or more; however, there are ways to lower the costs and assistance for uninsured pregnant women.

Many women look forward to the day they become pregnant only to discover, after learning of their pregnancy, that they know nothing about how to handle this event. While becoming pregnant is usually simple and carrying your child is generally something that happens naturally, with or without the mother’s knowledge of the infant development process, possessing knowledge of pregnancy can make it easier for novice moms to navigate the stage successfully.